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Monthly Routine

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2025 Net
+12,142
139K in / 127K out
Avg Monthly Living
4,107
Excl. one-offs > 1K
Subscriptions
~3,943
Rent + subs + recurring
Seed Target
600K
~15% equity
Gold
14 oz
Liquidity buffer
TK Monthly
~257
Health insurance
Top Recurring Expenses
MerchantAvg/MonthCategory
Rent (Voltairestr.)~1,975Housing
Knuspr.de~496Groceries
Wolt (all)~218Food Delivery
Emiliya Tsaneva~167Wellness
Alexa Apotheke~138Pharmacy
PayPal (various)~139Mixed
Hair.ywendy~122Personal Care
Vattenfall~120Electricity
Claude AI~81Business
Apple (all)~67Personal
DNS:NET~60Internet
Liechtenstein Life~50Insurance
Full analysis: _PersoVault/20_Life/Finance/n26_2025/ANALYSIS_2025.md
Monthly: N26 web → CSV → n26_2025/imports/ → tell Claude "process new N26 data"